Payment & Security

Payment & Security

We take the security of your payment information seriously. Every transaction on our site is protected by industry-standard encryption and processed through a PCI-DSS compliant payment provider.

Secure Transactions

Our entire site is served over HTTPS with TLS encryption. This means every page you visit and every piece of data you submit, including your payment details, is encrypted in transit between your browser and our servers. The padlock icon in your browser’s address bar confirms this connection is active.

We Never Store Your Card Data

Your credit card number, expiration date, and security code are never stored on our servers. When you enter your payment information at checkout, it is sent directly to our PCI-DSS Level 1 compliant payment processor, where it is tokenized. We receive only a token that references the transaction. Even in the unlikely event of a breach of our systems, your card data would not be exposed because it was never there.

Fraud Screening

Every order is screened for fraud indicators before it is processed. This protects both you and us. In rare cases, we may contact you to verify an order before shipping. This is not a reflection on you; it is an additional layer of protection for your account.

Accepted Payment Methods

  • Visa
  • Mastercard
  • American Express
  • Discover
  • Apple Pay
  • Google Pay

Billing Descriptor

Charges from us will appear on your bank or credit card statement as SMB DISTRIBUTIONS. If you see a charge you do not recognize, please check your order history or contact us at support@smbdistributions.store before filing a dispute with your bank. We can look up any charge by amount, date, or the last four digits of your card and confirm whether it is from us. Resolving it directly is faster for both of us and avoids the fees and delays that come with a formal dispute.

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